Regulators Release 2025 CRA Lending Data on Small Business, Farms
Federal bank regulators published annual Community Reinvestment Act data covering small business, small farm, and community development lending activity in 2025.
Federal bank regulatory agencies on Tuesday released their annual disclosure of small business, small farm, and community development lending figures for 2025, fulfilling a mandate under the Community Reinvestment Act that requires the data to be made public each year.
The release was coordinated through the Federal Financial Institutions Examination Council, the interagency body that includes the Office of the Comptroller of the Currency, the Federal Reserve, and the Federal Deposit Insurance Corporation, among other member regulators.
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The Community Reinvestment Act, enacted to encourage banks to meet the credit needs of the communities in which they operate, specifically obligates the agencies to compile and disclose lending data annually. The figures cover institutions subject to CRA examination requirements.
The dataset provides a window into how banks are directing capital toward underserved borrowers and geographic areas, information that researchers, community groups, and policymakers use to assess whether financial institutions are serving lower-income neighborhoods and agricultural communities.
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